Home Insurance
Need homeowners insurance?
We do that too.
At Elite Insurance Group, we know that your home is more than just a structure; it's your sanctuary. That's why the comprehensive homeowner’s insurance policies we offer are designed to provide you with peace of mind, protecting your most valuable asset against a wide range of risks. Here's a detailed look at what our home insurance coverage typically includes:
Dwelling Coverage
This fundamental coverage protects the physical structure of your home against damage caused by covered perils such as fire, windstorms, hail, and vandalism. It ensures that your home can be repaired or rebuilt if necessary.
Other Structures Coverage
This aspect of your policy extends protection to other structures on your property, like detached garages, sheds, and unattached fences. These structures are also covered against the same perils as your dwelling.
Personal Property Coverage
Your belongings are just as important as your home itself. This coverage protects your personal items, such as furniture, electronics, clothing, and jewelry, in case of theft, fire, or other covered events.
Liability Protection
Accidents happen, and when they do, liability protection is crucial. This coverage helps protect you financially if someone is injured on your property and you're found legally responsible. It typically covers medical expenses, legal fees, and various damages awarded in lawsuits.
Loss of Use Coverage
If your home becomes uninhabitable due to a covered peril, loss of use coverage can help provide financial support to cover additional living expenses. This includes costs above your ordinary living expenses, like hotel stays, restaurant meals if you’re unable to cook, and other necessities while your home is being repaired or rebuilt.
Medical Payments Coverage
This coverage pays for medical expenses if a guest is injured on your property, regardless of fault. It's designed to handle small medical claims quickly, without the need for litigation.
Bundling Benefits
By bundling your Home and Auto insurance policies with the same insurance company, you can save up to 20% on your premiums. We partner with over 30 of the industry’s leading insurance companies, allowing us to find the perfect carrier to meet your coverage needs and budget. Enjoy the convenience of managing all your insurance needs in one place, while maximizing your savings.
Why Choose Us?
At Elite Insurance Group, we customize each policy to fit your unique needs. Our team of experienced agents is committed to providing exceptional service and ensuring that you have the right coverage for your home. Protect your home with a policy that offers comprehensive coverage and unparalleled support.
Ready to safeguard your sanctuary? Contact us today to get started on your personalized home insurance policy.
Speak with an agent (855) 664-4900
Or send us an email: insurance@eliteinsurancegroup.com
This information is provided for informational purposes only. The terms, conditions, coverages and exclusions of your policy may vary. Please read your policy carefully and consult with a licensed insurance agent with any questions.