Boat Insurance
Need boat insurance?
We do that too.
Your boat is your gateway to adventure on the water. At Elite Insurance Group, we provide specialized boat insurance policies to ensure you can enjoy your time on the water with confidence and security. Here’s a detailed look at boat insurance coverage options:
Hull Coverage
Protects your boat's structure against damage from accidents, vandalism, and natural disasters. Whether it's a minor repair or a major rebuild, we've got you covered.
Personal Property Coverage
Covers personal items on your boat, such as fishing gear, navigation equipment, and life jackets, against theft, fire, and other covered perils. Ensure all your valuable belongings in your boat are protected.
Liability Coverage
Offers financial protection if you’re found legally responsible for causing injury or property damage to others while operating your boat. This can include legal fees, medical expenses, and any settlements or judgments.
Medical Payments Coverage
Covers medical expenses for you and your passengers if injuries occur on your boat, regardless of fault. It's designed to handle small medical claims quickly and efficiently.
Uninsured/Underinsured Boater Coverage
Protects you in case you're involved in an accident with a boater who either doesn’t have liability insurance or doesn’t have enough insurance to cover your losses. It can cover medical expenses and damage to your boat.
Towing and Assistance Coverage
Provides help with towing, fuel delivery, and other emergency services if your boat breaks down on the water. Ensure you're never stranded.
Agreed Value Coverage
This coverage allows you and your insurer to establish an agreed-upon value of your boat without depreciation. The agreed value, less your deductible, is the amount that will be paid in the event of a total loss under hull coverage. This ensures you receive the full value you insured your boat for, offering greater financial security.
Types of Watercraft Covered
Our boat insurance policies can extend beyond standard boats to include a variety of watercraft:
- Powerboats: High-performance motorboats designed for speed and agility.
- Sailboats: Wind-powered boats ideal for leisurely and competitive sailing.
- Fishing Boats: Specialized boats equipped for fishing activities, including bass boats and center consoles.
- Jet Skis and Personal Watercraft: Compact, motorized watercraft designed for recreational use.
- Yachts: Large, luxury vessels designed for extended trips and comfortable living on the water.
- Pontoon Boats: Flat-decked boats ideal for leisurely cruises and group gatherings.
Why Choose Us?
At Elite Insurance Group, we customize each policy to fit your unique needs. Our team of experienced agents is committed to providing exceptional service and ensuring that you have the right coverage to protect your boat and your adventures on the water.
Ready to hit the water with Elite Insurance Group? Contact us today to get started!
Speak with an agent (855) 664-4900
Or send us an email: insurance@eliteinsurancegroup.com
This information is provided for informational purposes only. The terms, conditions, coverages and exclusions of your policy may vary. Please read your policy carefully and consult with a licensed insurance agent with any questions.