Collectible Auto Insurance
Need personal auto insurance?
We do that too.
Your collectible auto is more than just a vehicle; it's a piece of automotive history. At Elite Insurance Group, we offer specialized insurance policies to protect your classic car, ensuring it remains in pristine condition. Here’s a detailed look at what collectible auto insurance coverage can include:
Collision Coverage
Pays for damage to your collectible car resulting from a collision with another vehicle or object. This ensures your classic car can be repaired or restored to its original glory after an accident.
Comprehensive Coverage
Covers damage to your collectible auto from non-collision events such as theft, vandalism, natural disasters, and falling objects. Provides confidence knowing your car is protected from a variety of risks.
Liability Coverage
Offers financial protection if you're found legally responsible for causing injury or property damage to others while operating your collectible car. This can include legal fees, medical expenses, and any settlements or judgments.
Personal Injury Protection (PIP)
Helps cover medical expenses, lost wages, and other related costs if you or your passengers are injured in an accident, regardless of fault. PIP coverage is not available in all states, and the coverage afforded will depend on the legal requirements in your state.
Uninsured/Underinsured Motorist Coverage
Protects you if you're involved in an accident with a driver who either doesn’t have insurance or doesn’t have enough insurance to cover your losses. Covers medical expenses and, in some states, can cover damage to your collectible car.
Medical Payments Coverage
Covers medical expenses for you and your passengers if you're injured in an accident, regardless of fault. It's designed to handle small medical claims quickly.
Accessory Coverage
Provides coverage for custom parts, equipment, and accessories added to your collectible car, ensuring your enhancements are protected.
Agreed Value Coverage
This coverage allows you and your insurer to establish an agreed-upon value of your collectible car without depreciation. The agreed value, less your deductible, is the amount that will be paid in the event of a total loss under comprehensive or collision coverage. This ensures you receive the full value you insured your car for, offering greater financial security.
Types of Collectible Vehicles Covered
Our collectible auto insurance policies can extend to a variety of unique and specialty vehicles:
- Classic Cars: Vintage and antique vehicles maintained or restored to pristine condition.
- Collector Cars: Rare and limited-edition vehicles valued by enthusiasts and collectors.
- Custom Cars: Vehicles modified with unique features, custom paint jobs, and performance enhancements.
- Show Cars: High-value vehicles displayed at car shows and events, often with minimal road use.
Why Choose Us?
At Elite Insurance Group, we tailor each policy to fit your unique needs. Our team of experienced agents is committed to providing exceptional service and ensuring that you have the right coverage to protect your collectible auto. With our extensive network of carrier options, you can trust us to find the perfect policy for your valuable vehicle.
Ready to protect your prized possession? Contact us today to get started!
Speak with an agent (855) 664-4900
Or send us an email: insurance@eliteinsurancegroup.com
This information is provided for informational purposes only. The terms, conditions, coverages and exclusions of your policy may vary. Please read your policy carefully and consult with a licensed insurance agent with any questions.